Financial Calculators and Tools

Available Credit Calculator

Determines the average percentage of credit available on your lines of credit, as weighted by the balance on each line.

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Available Interest Rate Calculator

What’s the average Annual Percentage Rate (APR) across all your lines of credit? This calculator factors the balance on each card to help determine an average APR for your entire credit card debt.

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Debt-to-Income Ratio Calculator

What’s the average Annual Percentage Rate (APR) across all your lines of credit? This calculator factors the balance on each card to help determine an average APR for your entire credit card debt.

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Emergency Calculator

Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create an emergency fund.

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Thise material is adapted from the Smart About Money created by the National Endowment for Financial Education (www.nefe.org.)

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